/* index: page styles moved from the prototype <style> block */

  /* =====================================================================
     DESIGN TOKENS
     ===================================================================== */
  :root {
    --color-bg: #ffffff; --color-surface: #f6f8fd; --color-surface-2: #eaf0fa;
    --color-ink: #0b1f3a; --color-ink-2: #1f2d4a; --color-muted: #5a6a85; --color-line: #dfe5ee;
    --color-primary: #1456f1; --color-primary-ink: #0a3bb3; --color-primary-soft: #e8efff;
    --color-primary-glow: rgba(20,86,241,.32);
    --color-accent: #00c389; --color-accent-soft: #e2fbf2; --color-warn: #9a4a00; --color-danger: #c0392b;
    --color-violet: #0a3bb3;

    --grad-primary: linear-gradient(135deg, #1456f1 0%, #4b7cff 55%, #0a3bb3 100%);
    --grad-deep: linear-gradient(140deg, #071634 0%, #0b1f3a 42%, #17357a 100%);
    --grad-accent: linear-gradient(135deg, #00c389 0%, #12d6b0 100%);
    --grad-line: linear-gradient(90deg, transparent, var(--color-line), transparent);

    --radius-sm: 10px; --radius-md: 16px; --radius-lg: 24px; --radius-xl: 32px;
    --shadow-sm: 0 2px 6px rgba(11,31,58,.06);
    --shadow-md: 0 8px 24px rgba(11,31,58,.08);
    --shadow-lg: 0 24px 60px -18px rgba(11,31,58,.22);
    --shadow-xl: 0 40px 90px -30px rgba(11,31,58,.34);
    --shadow-glow: 0 18px 40px -14px var(--color-primary-glow);

    --container: 1180px;
    --ease: cubic-bezier(.22,.61,.36,1);
    --ease-out: cubic-bezier(.16,1,.3,1);

    --font: "Inter", "Helvetica Neue", system-ui, -apple-system, "Segoe UI", Roboto, Arial, sans-serif;
    --font-display: "Inter Display", "Inter", system-ui, sans-serif;
  }
  *, *::before, *::after { box-sizing: border-box; }
  html { scroll-behavior: smooth; scroll-padding-top: 88px; }
  body { margin: 0; font-family: var(--font); color: var(--color-ink); background: var(--color-bg); line-height: 1.55; font-size: 16px; -webkit-font-smoothing: antialiased; overflow-x: hidden; }
  img { max-width: 100%; display: block; }
  svg { display: block; }
  a { color: var(--color-primary); text-decoration: none; }
  a:hover, a:focus { text-decoration: underline; }
  button { font-family: inherit; cursor: pointer; }
  h1, h2, h3, h4 { font-family: var(--font-display); font-weight: 700; letter-spacing: -0.022em; color: var(--color-ink); margin: 0 0 16px; text-wrap: balance; }
  h1 { font-size: clamp(2.15rem, 5vw, 3.75rem); line-height: 1.04; letter-spacing: -0.032em; }
  h2 { font-size: clamp(1.7rem, 3.6vw, 2.6rem); line-height: 1.14; letter-spacing: -0.028em; }
  h3 { font-size: 1.2rem; line-height: 1.32; }
  p  { margin: 0 0 14px; color: var(--color-ink-2); }
  small, .muted { color: var(--color-muted); }
  .container { max-width: var(--container); margin: 0 auto; padding: 0 20px; position: relative; }
  .section { padding: clamp(64px, 8vw, 104px) 0; position: relative; }
  .section--alt { background: linear-gradient(180deg, #fff 0%, var(--color-surface) 12%, var(--color-surface) 88%, #fff 100%); }
  .section h2 + .section__sub { color: var(--color-muted); max-width: 62ch; margin-bottom: 40px; font-size: 1.08rem; line-height: 1.6; }
  .eyebrow { display: inline-flex; align-items: center; gap: 8px; font-size: .78rem; font-weight: 700; text-transform: uppercase; letter-spacing: .1em; color: var(--color-primary); margin-bottom: 14px; padding: 6px 12px; border-radius: 999px; background: var(--color-primary-soft); }
  .eyebrow::before { content: ""; width: 6px; height: 6px; border-radius: 50%; background: currentColor; }
  .center { text-align: center; }
  .center .section__sub { margin-left: auto; margin-right: auto; }

  /* Decorative background helpers */
  .grid-bg { position: absolute; inset: 0; pointer-events: none; opacity: .5;
    background-image: linear-gradient(to right, rgba(11,31,58,.055) 1px, transparent 1px), linear-gradient(to bottom, rgba(11,31,58,.055) 1px, transparent 1px);
    background-size: 56px 56px;
    -webkit-mask-image: radial-gradient(70% 60% at 50% 30%, #000 0%, transparent 75%);
    mask-image: radial-gradient(70% 60% at 50% 30%, #000 0%, transparent 75%); }
  .blob { position: absolute; border-radius: 50%; filter: blur(70px); pointer-events: none; opacity: .5; will-change: transform; }

  /* =====================================================================
     REVEAL ON SCROLL
     ===================================================================== */
  .has-motion [data-reveal] { opacity: 0; transform: translateY(26px); transition: opacity .7s var(--ease-out), transform .7s var(--ease-out); transition-delay: var(--reveal-delay, 0ms); }
  .has-motion [data-reveal].is-in { opacity: 1; transform: none; }
  .has-motion [data-reveal="scale"] { transform: translateY(26px) scale(.97); }
  .has-motion [data-reveal="scale"].is-in { transform: none; }
  .has-motion [data-reveal="left"] { transform: translateX(-26px); }
  .has-motion [data-reveal="left"].is-in { transform: none; }

  /* =====================================================================
     BUTTONS
     ===================================================================== */
  .btn { position: relative; display: inline-flex; align-items: center; justify-content: center; gap: 8px; padding: 14px 24px; border-radius: 999px; font-weight: 650; font-size: .98rem; border: 1px solid transparent; transition: transform .18s var(--ease), box-shadow .18s var(--ease), background .18s var(--ease), border-color .18s var(--ease); text-decoration: none; overflow: hidden; isolation: isolate; }
  .btn--primary { background: var(--grad-primary); background-size: 160% 160%; color: #fff; box-shadow: var(--shadow-glow); }
  .btn--primary::after { content: ""; position: absolute; inset: 0; z-index: -1; background: linear-gradient(110deg, transparent 25%, rgba(255,255,255,.35) 50%, transparent 75%); transform: translateX(-120%); transition: transform .7s var(--ease-out); }
  .btn--primary:hover { transform: translateY(-2px); box-shadow: 0 24px 46px -16px var(--color-primary-glow); text-decoration: none; }
  .btn--primary:hover::after { transform: translateX(120%); }
  .btn--primary:active { transform: translateY(0); }
  .btn--ghost { background: rgba(255,255,255,.7); color: var(--color-ink); border-color: var(--color-line); backdrop-filter: blur(6px); }
  .btn--ghost:hover { background: #fff; border-color: #bfd0ec; transform: translateY(-2px); box-shadow: var(--shadow-md); text-decoration: none; }
  .btn--sm { padding: 10px 17px; font-size: .9rem; }
  .btn--lg { padding: 17px 30px; font-size: 1.05rem; }
  .btn svg { width: 18px; height: 18px; }
  .btn--primary:hover svg.arr { transform: translateX(3px); }
  .btn svg.arr { transition: transform .18s var(--ease); }

  /* =====================================================================
     HERO
     ===================================================================== */
  .hero { position: relative; padding: clamp(48px, 7vw, 86px) 0 clamp(56px, 7vw, 92px); overflow: hidden; background: var(--color-bg); }
  .hero__blob--1 { width: 620px; height: 620px; top: -260px; right: -160px; background: radial-gradient(circle, rgba(20,86,241,.34), transparent 65%); }
  .hero__blob--2 { width: 520px; height: 520px; bottom: -280px; left: -180px; background: radial-gradient(circle, rgba(0,195,137,.28), transparent 65%); }
  .hero__blob--3 { width: 420px; height: 420px; top: 120px; left: 42%; background: radial-gradient(circle, rgba(0,195,137,.2), transparent 65%); }
  .hero__grid { display: grid; gap: clamp(36px, 5vw, 56px); align-items: center; grid-template-columns: 1fr; }
  @media (min-width: 960px) { .hero__grid { grid-template-columns: 1.06fr .94fr; } }
  .hero h1 strong { background: var(--grad-primary); -webkit-background-clip: text; background-clip: text; color: transparent; }
  .hero__sub { font-size: clamp(1.05rem, 1.6vw, 1.2rem); color: var(--color-ink-2); max-width: 54ch; line-height: 1.6; margin-bottom: 14px; }
  .hero__points { list-style: none; margin: 0; padding: 0; display: grid; gap: 8px; font-size: clamp(1rem, 1.4vw, 1.08rem); color: var(--color-ink-2); }
  .hero__points li { display: flex; gap: 10px; align-items: flex-start; line-height: 1.45; }
  .hero__points svg { width: 18px; height: 18px; color: var(--color-accent); flex: none; margin-top: 2px; }
  .hero__cta { display: flex; gap: 12px; flex-wrap: wrap; margin-top: 28px; }
  @media (max-width: 520px) { .hero__cta .btn { width: 100%; justify-content: center; } }
  @media (max-width: 719px) { .chartcard { display: none; } .hero__bullets { gap: 8px; } .hero__bullets > span { font-size: .84rem; padding: 6px 12px 6px 9px; } }
  .hero__bullets { display: flex; gap: 10px; flex-wrap: wrap; margin-top: 28px; color: var(--color-ink-2); font-size: .9rem; }
  .hero__bullets > span { display: inline-flex; align-items: center; gap: 7px; padding: 7px 14px 7px 10px; border-radius: 999px; background: #fff; border: 1px solid var(--color-line); box-shadow: var(--shadow-sm); transition: transform .2s var(--ease), border-color .2s var(--ease); }
  .hero__bullets > span:hover { transform: translateY(-2px); border-color: #bfd0ec; }
  .hero__bullets svg { width: 15px; height: 15px; color: var(--color-accent); flex: none; }

  /* Hero visual stack */
  .hero__visual { position: relative; display: grid; gap: 16px; }
  .hero__visual::before { content: ""; position: absolute; inset: -14% -8%; background: radial-gradient(60% 50% at 60% 40%, rgba(20,86,241,.14), transparent 70%); filter: blur(10px); pointer-events: none; }

  /* Example card */
  .example { position: relative; background: rgba(255,255,255,.86); backdrop-filter: blur(14px); border: 1px solid rgba(255,255,255,.9); border-radius: var(--radius-lg); padding: 26px; box-shadow: var(--shadow-lg); }
  .example::before { content: ""; position: absolute; inset: 0; border-radius: inherit; padding: 1px; background: linear-gradient(140deg, rgba(20,86,241,.5), rgba(255,255,255,0) 45%, rgba(0,195,137,.4)); -webkit-mask: linear-gradient(#000 0 0) content-box, linear-gradient(#000 0 0); -webkit-mask-composite: xor; mask-composite: exclude; pointer-events: none; }
  .example__label { display: flex; align-items: center; gap: 8px; font-size: .74rem; text-transform: uppercase; letter-spacing: .1em; color: var(--color-muted); font-weight: 700; margin-bottom: 16px; }
  .example__label::after { content: ""; flex: 1; height: 1px; background: var(--grad-line); }
  .example__row { display: flex; justify-content: space-between; align-items: baseline; padding: 12px 0; border-bottom: 1px dashed var(--color-line); gap: 12px; }
  .example__row:last-of-type { border-bottom: 0; }
  .example__row span { color: var(--color-muted); font-size: .95rem; }
  .example__row strong { font-family: var(--font-display); font-size: 1.4rem; letter-spacing: -.03em; color: var(--color-ink); text-align: right; min-width: 0; text-wrap: balance; font-variant-numeric: tabular-nums; }
  .example__row--total { background: linear-gradient(120deg, var(--color-primary-soft), #f0f5ff); margin: 10px -14px 0; padding: 16px 14px; border-radius: var(--radius-md); border: 0; }
  .example__row--total strong { color: var(--color-primary); font-size: 1.8rem; }
  .example__row--total span { color: var(--color-ink); font-weight: 650; }
  .example__row--total strong.example__sm { font-size: 1.05rem; white-space: normal; text-align: right; }
  .example__how { margin: 16px 0 0; font-size: .88rem; color: var(--color-ink-2); line-height: 1.55; }
  .example__how b { color: var(--color-ink); }

  /* Growth chart card under the example */
  .chartcard { position: relative; background: var(--grad-deep); border-radius: var(--radius-lg); padding: 20px 22px 14px; color: #fff; box-shadow: var(--shadow-lg); overflow: hidden; }
  .chartcard::after { content: ""; position: absolute; inset: 0; background: radial-gradient(70% 90% at 90% 0%, rgba(0,195,137,.5), transparent 60%); pointer-events: none; }
  .chartcard__head { display: flex; align-items: center; justify-content: space-between; gap: 12px; position: relative; z-index: 1; margin-bottom: 8px; }
  .chartcard__t { font-size: .76rem; text-transform: uppercase; letter-spacing: .1em; color: rgba(255,255,255,.62); font-weight: 700; }
  .chartcard__badge { display: inline-flex; align-items: center; gap: 5px; font-size: .78rem; font-weight: 700; color: #7fe6c0; background: rgba(0,195,137,.14); border: 1px solid rgba(0,195,137,.28); padding: 4px 10px; border-radius: 999px; }
  .chartcard__badge svg { width: 12px; height: 12px; }
  .chartcard svg.spark { width: 100%; height: 108px; position: relative; z-index: 1; overflow: visible; }
  .spark__line { fill: none; stroke: url(#sparkStroke); stroke-width: 3; stroke-linecap: round; stroke-linejoin: round; }
  @keyframes draw { to { stroke-dashoffset: 0; } }
  .spark__area { fill: url(#sparkArea); opacity: 1; }
  .spark__dot { transform-box: fill-box; transform-origin: center; }
  .chartcard__foot { display: flex; justify-content: space-between; font-size: .7rem; color: rgba(255,255,255,.5); position: relative; z-index: 1; letter-spacing: .04em; }

  /* Floating chips over the visual */
  .chip-float { position: absolute; display: inline-flex; align-items: center; gap: 8px; padding: 9px 14px; border-radius: 999px; background: #fff; box-shadow: var(--shadow-lg); font-size: .82rem; font-weight: 650; color: var(--color-ink); border: 1px solid var(--color-line); z-index: 3; white-space: nowrap; }
  .chip-float svg { width: 16px; height: 16px; }
  .chip-float--1 { top: -16px; right: -6px; color: var(--color-accent); }
  .chip-float--2 { bottom: 86px; left: -22px; }
  @media (max-width: 620px) { .chip-float--2 { left: -6px; } .chip-float--1 { right: 0; } }

  /* =====================================================================
     METRICS
     ===================================================================== */
  .metrics { position: relative; padding: 36px 0; background: var(--color-ink); color: #fff; overflow: hidden; }
  .metrics::before { content: ""; position: absolute; inset: 0; background: radial-gradient(60% 140% at 15% 0%, rgba(20,86,241,.5), transparent 60%), radial-gradient(50% 140% at 85% 100%, rgba(0,195,137,.4), transparent 60%); }
  .metrics__grid { display: grid; gap: 18px; grid-template-columns: 1fr 1fr; position: relative; z-index: 1; }
  @media (min-width: 760px) { .metrics__grid { grid-template-columns: repeat(4, 1fr); } }
  .metrics__item { text-align: center; padding: 10px; position: relative; }
  @media (min-width: 760px) { .metrics__item + .metrics__item::before { content: ""; position: absolute; left: 0; top: 14%; bottom: 14%; width: 1px; background: linear-gradient(180deg, transparent, rgba(255,255,255,.22), transparent); } }
  .metrics__item strong { display: block; white-space: nowrap; font-family: var(--font-display); font-size: clamp(1.02rem, 3.3vw, 2rem); color: #fff; font-weight: 750; letter-spacing: -.03em; margin-bottom: 6px; font-variant-numeric: tabular-nums; }
  .metrics__item span { display: block; font-size: .82rem; color: rgba(255,255,255,.66); line-height: 1.45; }

  /* =====================================================================
     PLATFORM MARQUEE
     ===================================================================== */
  .plat { padding: 40px 0 8px; }
  .plat__label { text-align: center; font-size: .82rem; color: var(--color-muted); font-weight: 600; letter-spacing: .02em; margin-bottom: 20px; }
  .marquee { position: relative; overflow: hidden; -webkit-mask-image: linear-gradient(90deg, transparent, #000 12%, #000 88%, transparent); mask-image: linear-gradient(90deg, transparent, #000 12%, #000 88%, transparent); }
  .marquee__track { display: flex; width: max-content; animation: marquee 38s linear infinite; }
  .marquee:hover .marquee__track { animation-play-state: paused; }
  @keyframes marquee { to { transform: translateX(-50%); } }
  .marquee__group { display: flex; align-items: center; gap: 14px; padding-right: 14px; }
  .plat__item { display: inline-flex; align-items: center; gap: 10px; padding: 12px 20px; border-radius: 999px; border: 1px solid var(--color-line); background: #fff; color: var(--color-ink-2); font-weight: 650; font-size: .95rem; white-space: nowrap; box-shadow: var(--shadow-sm); }
  .plat__item svg { width: 20px; height: 20px; flex: none; color: var(--color-primary); }
  .plat__item--bank svg { color: var(--color-accent); }

  /* =====================================================================
     VIDEO
     ===================================================================== */
  .video { max-width: 920px; margin: 0 auto; }
  .video__frame { position: relative; aspect-ratio: 16 / 9; border-radius: var(--radius-xl); overflow: hidden; background: var(--grad-deep); box-shadow: var(--shadow-xl); }
  .video__frame::before { content: ""; position: absolute; inset: 0; background: radial-gradient(60% 80% at 20% 10%, rgba(20,86,241,.55), transparent 60%), radial-gradient(55% 75% at 85% 95%, rgba(0,195,137,.35), transparent 60%); }
  .video__frame::after { content: ""; position: absolute; inset: 0; opacity: .35;
    background-image: linear-gradient(to right, rgba(255,255,255,.08) 1px, transparent 1px), linear-gradient(to bottom, rgba(255,255,255,.08) 1px, transparent 1px); background-size: 44px 44px;
    -webkit-mask-image: radial-gradient(70% 70% at 50% 50%, #000, transparent 75%); mask-image: radial-gradient(70% 70% at 50% 50%, #000, transparent 75%); }
  .video__frame iframe { position: absolute; inset: 0; width: 100%; height: 100%; border: 0; z-index: 2; }
  .video__poster { position: absolute; inset: 0; z-index: 1; display: flex; flex-direction: column; align-items: center; justify-content: center; gap: 16px; color: #fff; text-align: center; padding: 24px; cursor: pointer; border: 0; background: transparent; width: 100%; font-family: inherit; }
  .video__play { position: relative; width: 84px; height: 84px; border-radius: 50%; background: #fff; display: flex; align-items: center; justify-content: center; box-shadow: 0 12px 40px rgba(0,0,0,.3); transition: transform .25s var(--ease-out); }
  .video__play::before { content: ""; position: absolute; inset: 0; border-radius: 50%; border: 2px solid rgba(255,255,255,.55); animation: ripple 2.6s ease-out infinite; }
  @keyframes ripple { 0% { transform: scale(1); opacity: .8; } 100% { transform: scale(1.7); opacity: 0; } }
  .video__poster:hover .video__play { transform: scale(1.08); }
  .video__play svg { width: 30px; height: 30px; color: var(--color-primary); margin-left: 4px; }
  .video__poster h3 { color: #fff; margin: 0; font-size: 1.5rem; }
  .video__poster p { color: rgba(255,255,255,.82); margin: 0; font-size: .95rem; }
  .video__soon { display: inline-block; padding: 5px 14px; border-radius: 999px; background: rgba(255,255,255,.16); border: 1px solid rgba(255,255,255,.22); font-size: .76rem; text-transform: uppercase; letter-spacing: .08em; font-weight: 700; }

  /* =====================================================================
     CARDS / GRIDS
     ===================================================================== */
  .grid-3 { display: grid; gap: 22px; grid-template-columns: 1fr; }
  @media (min-width: 720px) { .grid-3 { grid-template-columns: repeat(2, 1fr); } }
  @media (min-width: 1000px) { .grid-3 { grid-template-columns: repeat(3, 1fr); } }
  .grid-4 { display: grid; gap: 18px; grid-template-columns: 1fr; }
  @media (min-width: 720px) { .grid-4 { grid-template-columns: repeat(2, 1fr); } }
  @media (min-width: 1000px) { .grid-4 { grid-template-columns: repeat(4, 1fr); } }
  .card { position: relative; background: #fff; border: 1px solid var(--color-line); border-radius: var(--radius-lg); padding: 26px; transition: border-color .25s var(--ease), transform .25s var(--ease), box-shadow .25s var(--ease); overflow: hidden; }
  .card::before { content: ""; position: absolute; inset: 0 0 auto; height: 3px; background: var(--grad-primary); transform: scaleX(0); transform-origin: left; transition: transform .35s var(--ease-out); }
  .card:hover { border-color: #c5d3e8; transform: translateY(-4px); box-shadow: var(--shadow-lg); }
  .card:hover::before { transform: scaleX(1); }
  .card .icon { width: 46px; height: 46px; border-radius: 14px; background: var(--color-primary-soft); display: flex; align-items: center; justify-content: center; margin-bottom: 16px; color: var(--color-primary); transition: transform .25s var(--ease-out); }
  .card:hover .icon { transform: translateY(-2px) rotate(-5deg); }
  .step-num { font-family: var(--font-display); font-size: 1.7rem; font-weight: 750; letter-spacing: -.03em; background: var(--grad-primary); -webkit-background-clip: text; background-clip: text; color: transparent; }
  .card__head { display: flex; justify-content: space-between; align-items: center; margin-bottom: 10px; }
  .time-pill { display: inline-flex; align-items: center; gap: 5px; padding: 5px 11px; border-radius: 999px; background: var(--color-primary-soft); color: var(--color-primary-ink); font-size: .7rem; font-weight: 800; letter-spacing: .06em; }

  /* Step illustrations + connecting timeline */
  .steps { position: relative; }
  .steps__line { display: none; }
  @media (min-width: 1000px) {
    .steps__line { display: block; position: absolute; top: 108px; left: 8%; right: 8%; height: 2px; z-index: 0; }
    .steps__line svg { width: 100%; height: 2px; overflow: visible; }
    .steps__path { stroke: var(--color-line); stroke-width: 2; stroke-dasharray: 6 8; fill: none; }
    .steps__progress { stroke: url(#stepGrad); stroke-width: 3; stroke-linecap: round; fill: none; stroke-dasharray: 1000; stroke-dashoffset: 1000; }
    .steps__line.is-in .steps__progress { animation: draw 2.2s var(--ease-out) .2s forwards; }
  }
  .steps .card { z-index: 1; }
  .step__art { width: 100%; height: 118px; margin: 4px 0 16px; border-radius: var(--radius-md); background: linear-gradient(160deg, #f4f8ff, #eef4ff); overflow: hidden; }
  .step__art svg { width: 100%; height: 100%; }
  .card:hover .step__art { background: linear-gradient(160deg, #eef4ff, #e6eeff); }
  @media (max-width: 719px) { .step__art { display: none; } }
  .art-pulse { animation: artPulse 2.6s ease-in-out infinite; transform-box: fill-box; transform-origin: center; }
  @keyframes artPulse { 0%,100% { opacity: .55; transform: scale(1); } 50% { opacity: 1; transform: scale(1.06); } }
  .art-rise { transform-box: fill-box; transform-origin: bottom; animation: artRise 3.4s ease-in-out infinite; }
  @keyframes artRise { 0%,100% { transform: scaleY(.82); } 50% { transform: scaleY(1); } }
  .art-slide { animation: artSlide 3s ease-in-out infinite; }
  @keyframes artSlide { 0%,100% { transform: translateX(0); } 50% { transform: translateX(7px); } }

  /* =====================================================================
     COST
     ===================================================================== */
  .cost { display: grid; gap: 24px; grid-template-columns: 1fr; align-items: stretch; }
  @media (min-width: 900px) { .cost { grid-template-columns: 1.08fr .92fr; } }
  .cost__hero { position: relative; background: var(--grad-deep); color: #fff; border-radius: var(--radius-xl); padding: clamp(22px, 4vw, 34px); display: flex; flex-direction: column; justify-content: center; overflow: hidden; box-shadow: var(--shadow-xl); }
  .cost__hero::before { content: ""; position: absolute; inset: 0; background: radial-gradient(70% 90% at 100% 0%, rgba(20,86,241,.6), transparent 60%), radial-gradient(60% 80% at 0% 100%, rgba(0,195,137,.26), transparent 60%); }
  .cost__hero > * { position: relative; z-index: 1; }
  .cost__hero .eyebrow { color: #a9c9ff; background: rgba(255,255,255,.1); }
  .cost__flow { display: grid; grid-template-columns: 1fr auto 1fr; gap: 12px; align-items: center; margin: 8px 0 20px; }
  .cost__flow div { text-align: center; }
  .cost__flow small { display: block; font-size: .76rem; text-transform: uppercase; letter-spacing: .08em; color: rgba(255,255,255,.66); margin-bottom: 6px; }
  .cost__flow strong { display: block; font-family: var(--font-display); font-size: clamp(1.4rem, 5.2vw, 2.5rem); letter-spacing: -.03em; color: #fff; font-variant-numeric: tabular-nums; }
  .cost__flow strong.hl { color: #7fe6c0; }
  .cost__flow .arrow { color: rgba(255,255,255,.6); display: flex; align-items: center; justify-content: center; }
  .cost__flow .arrow svg { width: 34px; height: 20px; }
  .cost__flow .arrow-dash { stroke-dasharray: 5 6; animation: dashMove 1.6s linear infinite; }
  @keyframes dashMove { to { stroke-dashoffset: -22; } }
  .cost__big { text-align: center; font-family: var(--font-display); font-size: clamp(1.6rem, 4.4vw, 2.4rem); font-weight: 750; letter-spacing: -.03em; color: #7fe6c0; margin: 8px 0 10px; line-height: 1.1; }
  .cost__fee { text-align: center; font-size: 1rem; color: rgba(255,255,255,.88); }
  .cost__fee b { color: #fff; }
  .cost__hero p.muted { color: rgba(255,255,255,.62); font-size: .82rem; margin: 16px 0 0; text-align: center; }

  /* Repayment bar visualisation */
  .repay { margin: 22px 0 6px; padding: 18px 18px 14px; border-radius: var(--radius-md); background: rgba(255,255,255,.07); border: 1px solid rgba(255,255,255,.12); }
  .repay__t { font-size: .76rem; text-transform: uppercase; letter-spacing: .09em; color: rgba(255,255,255,.62); font-weight: 700; margin-bottom: 14px; }
  .repay__bars { display: flex; align-items: flex-end; gap: clamp(6px, 1.6vw, 12px); height: 96px; }
  .repay__bar { flex: 1; display: flex; flex-direction: column; justify-content: flex-end; gap: 3px; height: 100%; }
  .repay__sales { border-radius: 6px 6px 0 0; background: rgba(255,255,255,.16); transform-origin: bottom; transform: scaleY(0); transition: transform .8s var(--ease-out); transition-delay: var(--bar-delay, 0ms); }
  .repay__cut { border-radius: 0 0 6px 6px; background: var(--grad-accent); transform-origin: bottom; transform: scaleY(0); transition: transform .8s var(--ease-out); transition-delay: calc(var(--bar-delay, 0ms) + 120ms); }
  .is-in .repay__sales, .is-in .repay__cut { transform: scaleY(1); }
  .repay__legend { display: flex; gap: 16px; flex-wrap: wrap; margin-top: 12px; font-size: .76rem; color: rgba(255,255,255,.7); }
  .repay__legend span { display: inline-flex; align-items: center; gap: 6px; }
  .repay__legend i { width: 10px; height: 10px; border-radius: 3px; display: inline-block; }
  .repay__legend i.s { background: rgba(255,255,255,.3); }
  .repay__legend i.c { background: #12d6b0; }

  .faq__more { text-align: center; margin: 22px 0 0; font-weight: 600; }
  .yesno { display: grid; gap: 18px; grid-template-columns: 1fr; }
  @media (min-width: 760px) { .yesno--wide { grid-template-columns: 1fr 1fr; } }
  .yesno__col { background: #fff; border: 1px solid var(--color-line); border-radius: var(--radius-lg); padding: 26px; transition: transform .25s var(--ease), box-shadow .25s var(--ease); }
  .yesno__col:hover { transform: translateY(-3px); box-shadow: var(--shadow-md); }
  .yesno__col h3 { font-size: 1.05rem; margin-bottom: 14px; display: flex; align-items: center; gap: 10px; }
  .yesno__col h3 .badge { width: 30px; height: 30px; border-radius: 10px; display: inline-flex; align-items: center; justify-content: center; flex: none; }
  .yesno__col--yes h3 .badge { background: var(--color-accent-soft); color: #0a8f66; }
  .yesno__col--no h3 .badge { background: #fdecea; color: var(--color-danger); }
  .yesno__col h3 .badge svg { width: 16px; height: 16px; }
  .yesno__col ul { list-style: none; padding: 0; margin: 0; }
  .yesno__col li { padding: 9px 0 9px 28px; position: relative; font-size: .93rem; color: var(--color-ink-2); border-bottom: 1px dashed var(--color-line); }
  .yesno__col li:last-child { border-bottom: 0; }
  .yesno__col li::before { position: absolute; left: 0; top: 9px; font-weight: 800; }
  .yesno__col--yes li::before { content: "✓"; color: var(--color-accent); }
  .yesno__col--no li::before { content: "✕"; color: var(--color-danger); }
  .yesno__col--no li { color: var(--color-muted); }

  /* =====================================================================
     TIERS
     ===================================================================== */
  .tiers { display: grid; gap: 20px; grid-template-columns: 1fr; }
  @media (min-width: 760px) { .tiers { grid-template-columns: repeat(3, 1fr); } }
  .tier { position: relative; background: #fff; border: 1px solid var(--color-line); border-radius: var(--radius-lg); padding: 26px; display: flex; flex-direction: column; transition: transform .25s var(--ease), box-shadow .25s var(--ease), border-color .25s var(--ease); overflow: hidden; }
  .tier::after { content: ""; position: absolute; right: -40px; top: -40px; width: 140px; height: 140px; border-radius: 50%; background: radial-gradient(circle, rgba(20,86,241,.1), transparent 70%); opacity: 0; transition: opacity .3s var(--ease); }
  .tier:hover { transform: translateY(-5px); box-shadow: var(--shadow-lg); border-color: #c5d3e8; }
  .tier:hover::after { opacity: 1; }
  .tier--featured { border-color: transparent; box-shadow: var(--shadow-lg); background: linear-gradient(#fff, #fff) padding-box, var(--grad-primary) border-box; border: 2px solid transparent; }
  .tier__tag { position: absolute; top: 0; right: 0; background: var(--grad-primary); color: #fff; font-size: .68rem; font-weight: 800; text-transform: uppercase; letter-spacing: .08em; padding: 6px 14px; border-radius: 0 0 0 14px; }
  .tier__spark { height: 46px; width: 132px; margin-bottom: 16px; }
  .tier__spark svg { width: 100%; height: 100%; overflow: visible; }
  .tier__rev { font-size: .8rem; text-transform: uppercase; letter-spacing: .07em; color: var(--color-muted); font-weight: 700; margin-bottom: 10px; }
  .tier__amt { font-family: var(--font-display); font-size: 2rem; font-weight: 750; letter-spacing: -.035em; color: var(--color-ink); line-height: 1.05; margin-bottom: 14px; }
  .tier__amt span { display: block; font-size: .8rem; font-weight: 600; letter-spacing: 0; color: var(--color-muted); text-transform: uppercase; }
  .tier--featured .tier__amt { background: var(--grad-primary); -webkit-background-clip: text; background-clip: text; color: transparent; }
  .tier--featured .tier__amt span { -webkit-text-fill-color: var(--color-muted); }
  .tier p { font-size: .92rem; color: var(--color-ink-2); margin-bottom: 14px; }
  .tier ul { list-style: none; padding: 14px 0 0; margin: 0 0 20px; border-top: 1px solid var(--color-line); flex: 1; }
  .tier li { font-size: .88rem; color: var(--color-muted); padding: 5px 0 5px 24px; position: relative; }
  .tier li::before { content: "✓"; position: absolute; left: 0; color: var(--color-accent); font-weight: 800; }
  .tier .btn { width: 100%; }

  /* =====================================================================
     CALCULATOR
     ===================================================================== */
  @keyframes bump { 0% { transform: translateY(0); } 40% { transform: translateY(-4px); } 100% { transform: translateY(0); } }

  /* =====================================================================
     WHY (dark)
     ===================================================================== */
  .why { position: relative; background: var(--grad-deep); color: #fff; overflow: hidden; }
  .why::before { content: ""; position: absolute; inset: 0; background: radial-gradient(50% 60% at 10% 0%, rgba(20,86,241,.45), transparent 60%), radial-gradient(50% 60% at 90% 100%, rgba(0,195,137,.38), transparent 60%); }
  .why > .container { position: relative; z-index: 1; }
  .why h2 { color: #fff; }
  .why .eyebrow { background: rgba(255,255,255,.1); }
  .why .section__sub { color: rgba(255,255,255,.76) !important; }
  .why .card { background: rgba(255,255,255,.055); border-color: rgba(255,255,255,.12); color: #fff; backdrop-filter: blur(6px); }
  .why .card:hover { background: rgba(255,255,255,.09); border-color: rgba(255,255,255,.22); }
  .why .card h3 { color: #fff; }
  .why .card p { color: rgba(255,255,255,.74); }
  .why .card .icon { background: rgba(255,255,255,.1); color: #fff; }

  /* =====================================================================
     REQUIREMENTS
     ===================================================================== */
  .req-cta { margin-top: 32px; text-align: center; }

  /* =====================================================================
     FAQ
     ===================================================================== */
  .faq { max-width: 840px; margin: 0 auto; }
  .faq details { border: 1px solid var(--color-line); border-radius: var(--radius-md); padding: 4px 24px; background: #fff; margin-bottom: 12px; transition: border-color .2s var(--ease), box-shadow .2s var(--ease); }
  .faq details:hover { border-color: #c5d3e8; }
  .faq details[open] { border-color: rgba(20,86,241,.3); box-shadow: var(--shadow-md); }
  .faq summary { list-style: none; cursor: pointer; font-weight: 650; color: var(--color-ink); display: flex; justify-content: space-between; align-items: center; gap: 16px; padding: 18px 0; }
  .faq summary::-webkit-details-marker { display: none; }
  .faq summary::after { content: ""; width: 22px; height: 22px; flex: none; border-radius: 50%; background: var(--color-surface-2) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%231456f1' stroke-width='3' stroke-linecap='round'%3E%3Cpath d='M12 5v14M5 12h14'/%3E%3C/svg%3E") center/13px no-repeat; transition: transform .3s var(--ease-out), background-color .2s var(--ease); }
  .faq details[open] summary::after { transform: rotate(135deg); background-color: var(--color-primary-soft); }
  .faq p { color: var(--color-ink-2); margin: 0 0 20px; max-width: 72ch; }
  .faq details[open] p { animation: faqIn .35s var(--ease-out); }
  @keyframes faqIn { from { opacity: 0; transform: translateY(-6px); } }

  /* =====================================================================
     FINAL CTA
     ===================================================================== */
  .cta-final { position: relative; background: var(--grad-deep); color: #fff; border-radius: var(--radius-xl); padding: clamp(48px, 6vw, 76px) 28px; text-align: center; overflow: hidden; box-shadow: var(--shadow-xl); }
  .cta-final::before { content: ""; position: absolute; inset: 0; background: radial-gradient(55% 70% at 15% 10%, rgba(20,86,241,.6), transparent 60%), radial-gradient(50% 70% at 85% 90%, rgba(0,195,137,.34), transparent 60%); animation: ctaShift 16s ease-in-out infinite alternate; }
  @keyframes ctaShift { to { transform: scale(1.14) translateX(-3%); } }
  .cta-final::after { content: ""; position: absolute; inset: 0; opacity: .3;
    background-image: linear-gradient(to right, rgba(255,255,255,.07) 1px, transparent 1px), linear-gradient(to bottom, rgba(255,255,255,.07) 1px, transparent 1px); background-size: 48px 48px;
    -webkit-mask-image: radial-gradient(70% 70% at 50% 50%, #000, transparent 75%); mask-image: radial-gradient(70% 70% at 50% 50%, #000, transparent 75%); }
  .cta-final > * { position: relative; z-index: 1; }
  .cta-final h2 { color: #fff; }
  .cta-final .eyebrow { color: #a9c9ff; background: rgba(255,255,255,.12); }
  .cta-final p { color: rgba(255,255,255,.86); max-width: 58ch; margin: 0 auto 30px; font-size: 1.1rem; }
  .cta-final .btn--primary { background: #fff; color: var(--color-primary); box-shadow: 0 18px 40px -14px rgba(0,0,0,.5); }
  .cta-final .btn--primary:hover { background: #eef2ff; }
  .cta-final .btn--ghost { color: #fff; border-color: rgba(255,255,255,.4); background: rgba(255,255,255,.06); }
  .cta-final .btn--ghost:hover { background: rgba(255,255,255,.14); border-color: rgba(255,255,255,.6); }
  .cta-final__btns { display: flex; gap: 12px; justify-content: center; flex-wrap: wrap; }

  /* =====================================================================
     A11Y
     ===================================================================== */
  :focus-visible { outline: 3px solid var(--color-primary); outline-offset: 2px; border-radius: 4px; }
  .skip-link { position: absolute; left: -9999px; top: 0; background: #fff; padding: 8px 12px; }
  .skip-link:focus { left: 12px; top: 12px; z-index: 1000; }
  [hidden] { display: none !important; }

  /* =====================================================================
     REDUCED MOTION — every animation above is optional
     ===================================================================== */
  @media (prefers-reduced-motion: reduce) {
    html { scroll-behavior: auto; }
    *, *::before, *::after { animation-duration: .001ms !important; animation-iteration-count: 1 !important; transition-duration: .001ms !important; scroll-behavior: auto !important; }
    .has-motion [data-reveal] { opacity: 1 !important; transform: none !important; }
    .marquee__track { animation: none !important; }
    .spark__line { stroke-dashoffset: 0 !important; }
    .spark__area, .spark__dot { opacity: 1 !important; }
    .steps__progress { stroke-dashoffset: 0 !important; }
    .repay__sales, .repay__cut { transform: scaleY(1) !important; }
    .video__play::before { display: none; }
  }
  /* footnote asterisk (hero) */
  .fn { position: relative; display: inline; }
  .nowrap { white-space: nowrap; }
  .fn__btn { background: none; border: 0; padding: 0 2px; color: var(--color-primary); font-weight: 800; font-size: .9em; vertical-align: super; line-height: 1; cursor: pointer; }
  .fn__tip { position: absolute; left: 0; bottom: calc(100% + 8px); z-index: 20; width: min(360px, 80vw); background: var(--color-ink); color: #fff; font-size: .8rem; line-height: 1.45; padding: 12px 14px; border-radius: 10px; box-shadow: var(--shadow-md); opacity: 0; pointer-events: none; transform: translateY(4px); transition: opacity .15s ease, transform .15s ease; font-weight: 400; }
  .fn:hover .fn__tip, .fn__btn:focus-visible + .fn__tip { opacity: 1; transform: none; }
  .fn__text { margin: 12px 0 0; padding: 12px 14px; background: var(--color-surface); border: 1px solid var(--color-line); border-radius: var(--radius-md); font-size: .85rem; color: var(--color-ink-2); line-height: 1.5; }
  /* Use cases */
  .uc__ex { font-size: .85rem !important; color: var(--color-muted) !important; font-style: italic; border-top: 1px dashed var(--color-line); padding-top: 12px; margin-top: auto !important; }
  .uc__note { text-align: center; font-size: .8rem; color: var(--color-muted); margin: 20px 0 0; }
  /* Tech stack */
  .stack__title { font-size: clamp(1.2rem, 2.2vw, 1.6rem); margin-bottom: 24px; }
  .stack__grid { display: grid; grid-template-columns: repeat(2, 1fr); gap: 10px; max-width: 980px; margin: 0 auto; }
  @media (min-width: 640px) { .stack__grid { grid-template-columns: repeat(4, 1fr); } }
  @media (min-width: 1000px) { .stack__grid { grid-template-columns: repeat(8, 1fr); } }
  .stack__item { display: flex; align-items: center; justify-content: center; padding: 14px 8px; background: #fff; border: 1px solid var(--color-line); border-radius: var(--radius-md); font-weight: 700; color: var(--color-ink-2); font-size: .92rem; letter-spacing: -.01em; }
  .stack__note { margin: 18px 0 0; font-size: .88rem; color: var(--color-muted); }
  /* Team */
  .team { display: grid; gap: 16px; grid-template-columns: 1fr; }
  @media (min-width: 760px) { .team { grid-template-columns: repeat(3, 1fr); } }
  .team__card { background: #fff; border: 1px solid var(--color-line); border-radius: var(--radius-md); padding: 24px; text-align: center; }
  .team__avatar { width: 88px; height: 88px; border-radius: 50%; margin: 0 auto 14px; background: linear-gradient(135deg, var(--color-primary-soft), var(--color-surface-2)); border: 1px solid var(--color-line); }
  .team__card h3 { font-size: 1.05rem; margin-bottom: 4px; }
  .team__role { font-size: .88rem; color: var(--color-primary); font-weight: 600; margin-bottom: 6px; }
  .team__exp { font-size: .88rem; color: var(--color-muted); margin: 0; }
  .team__capital { margin: 20px auto 0; max-width: 720px; background: #fff; border: 1px solid var(--color-line); border-left: 4px solid var(--color-primary); border-radius: var(--radius-md); padding: 18px 22px; }
  .team__capital h3 { font-size: 1rem; margin-bottom: 6px; }
  .team__capital p { margin: 0; font-size: .95rem; }