Seasonality
Strong months and slow months: cash does not always arrive when payments are due.
Accountants, gestorías and financial advisors
Help your clients solve working-capital gaps without becoming a lender
You know your clients’ numbers better than anyone. When they need capital to grow, refer FundRapido and let us handle the assessment and the offer.
Earn on every funded client — and again when they return for more funding.
What your client gets
Funding based on sales for the business
Money in 48 business h
One fixed fee, known before accepting
Repayment linked to sales
No equity dilution
Subject to FundRapido’s assessment. Final terms in the offer.
Situations you see every month
If your client is a company or sole trader registered in Spain, with at least 6 months of trading and €6,500+ in monthly online or card sales, it may be a fit.
Stock before the season
Stock has to be bought weeks before it is sold.
Slow receivables
Customers or platforms that pay out later than the business needs.
The bank does not fit
Long processes, guarantees or terms that do not match a specific need.
Growing faster than its cash
Sales are rising, but working capital lags behind.
A one-off investment
Marketing, a new sales channel or a launch with a clear return.
Why refer FundRapido
One more solution for your clients
You add a funding alternative to your advice without changing how you work.
No risk on your side
You do not lend or sign anything with the client: FundRapido assesses, offers and contracts.
Transparent for the client
Amount, fixed fee and total repayment shown before accepting.
Recurring revenue
If the client is funded again, you earn again.
Partner economics
You speak the same language as our assessment
You already read your clients’ numbers. We look at the same things you do: real sales, how regular they are and where they are heading, using the data the client connects.
Many seasonal businesses need capital again every season, and every repeat deal from that client counts for you too.
- You earn on every funded client.
- And again when they return for more funding.
- Only funded deals count, not applications.
- Your exact terms, in your agreement and your partner dashboard.
Connected sales analysis
Average sales / month€18,300
12-month trend+72%
Months without sales0
Customer refunds2.1%
5 steps
How a referral works
You spot the need
During an account review or a conversation with the client.
You introduce them
You introduce them to us or share the link to apply.
The client applies
They apply directly and share their business data.
Money within 48 business hours of signing
If approved and the client accepts the offer, the money reaches their account within 48 business hours of signing the contract.
You get paid
Once the deal is funded, under the partner terms.
How to talk to your clients about it
Clarity first: it protects the client and your reputation.
Do
- It is one fixed fee, known before accepting the offer.
- It repays with a share of its sales: lower sales, less collected.
- FundRapido makes the decision after assessing the business.
- Receiving an offer does not oblige them to accept it.
- You work with FundRapido as a partner.
Do not
- Promise approval, a specific amount or a specific fee.
- Present it as a bank loan or talk about an interest rate.
- Submit an application without the client’s consent.
- Recommend it to someone who does not need it just for the commission.
Frequently asked questions
Do I need to know the product in depth?
No. Understanding the basics is enough: amount, fixed fee and repayment linked to sales. We can give you an approved description to explain it and answer the client’s questions directly.
Do I take any risk if the client does not repay?
No. The partner is not a party to the funding agreement between the client and FundRapido.
Does it work for sole traders?
Yes. Your sole-trader clients registered in Spain can apply on the same terms as a company, using their NIF/NIE instead of a CIF.
Will I know if my client has been funded?
Yes, to the extent needed to calculate and pay your commission, under the partner terms and data protection rules.
How much do I earn per client?
You earn on the first funded deal of each client you refer and on each of their repeat deals. The exact terms are agreed with you before you start and shown in your partner dashboard.
Can I promise the client they will be approved?
No. Every application is assessed by FundRapido and no one can guarantee approval before that assessment.
Indicative answers. Final conditions are governed by the signed partner terms.
Add financing to your advice
Tell us how many clients you manage and what kind of businesses you work with.